1st Choice Roofing & Construction

Frequently Asked Questions

Everything you need to know about roofing, storm damage, insurance claims, and our services across Southeast Missouri. Can't find your answer? Call us.

❓ General Questions
⛈️ Storm & Insurance
🏠 Roof Replacement
🔧 Repairs
General Questions

General FAQs

Are you licensed and insured in Missouri?+

Yes. 1st Choice Roofing & Construction is fully licensed and insured in Missouri. We carry general liability and workers compensation insurance on every project. We're happy to provide proof of insurance before any work begins.

Do you offer free inspections and estimates?+

Yes. We offer completely free roof inspections and written estimates with no obligation. Call our Cape Girardeau office at {CAPE_PHONE} or our Poplar Bluff office at {PB_PHONE}.

What areas of Southeast Missouri do you serve?+

We serve all of Southeast Missouri from our two offices. Cape Girardeau office covers: Cape Girardeau, Jackson, Sikeston, Scott City, Perryville, Benton, Chaffee, Charleston, and surrounding areas. Poplar Bluff office covers: Poplar Bluff, Dexter, Kennett, Piedmont, Bernie, Marble Hill, and Butler County.

How long does a roof replacement take?+

Most residential roof replacements are completed in 1 to 2 days. Larger homes or complex roofs may take 2 to 3 days. Commercial projects vary. We'll give you a specific timeline before work begins.

Storm Damage and Insurance

Storm & Insurance FAQs

Does my insurance cover hail or wind damage?+

Most standard homeowners insurance policies cover hail and wind damage. The key is getting a proper inspection and damage documentation quickly after a storm. We do this for free and work directly with your adjuster.

What does it mean when you say zero out-of-pocket?+

In many storm damage cases, your insurance pays for the full replacement minus your deductible. If your roof qualifies, you pay only your deductible and insurance covers the rest. We help maximize your claim so you get everything you're entitled to. We never waive deductibles, which is illegal in Missouri.

My insurance claim was denied. Can you help?+

Yes. Denied claims are often the result of inadequate documentation or an adjuster who missed damage. We can re-inspect your roof, provide additional documentation, and help you file a supplemental claim or request a re-inspection.

How soon after a storm should I get an inspection?+

As soon as possible. Missouri insurance policies have filing deadlines, and waiting too long can affect your claim. If you've had a recent storm, call us at {CAPE_PHONE} to schedule a free inspection right away.

Do you work with all insurance companies?+

Yes. We work with all major insurance carriers operating in Missouri, including State Farm, Allstate, Farmers, Liberty Mutual, American Family, and others.

Roof Replacement and Repairs

Replacement & Repair FAQs

How do I know if I need a full replacement or just a repair?+

It depends on the age of your roof, the extent of the damage, and how many layers are already on the roof. We assess all of these during your free inspection and give you an honest recommendation, not just the most expensive option.

What roofing materials do you use?+

We use premium materials from top-rated manufacturers. For shingles, we commonly install GAF, Owens Corning, and CertainTeed products. We also install metal roofing, TPO and EPDM flat roofing, and fiber cement siding.

Do you offer any warranty on your work?+

Yes. All of our installations come with a workmanship warranty in addition to the manufacturer's material warranty. Specific warranty terms are outlined in your contract before work begins.

Can you roof over my existing shingles?+

In some cases yes, but we typically recommend a full tear-off. Roofing over existing shingles can hide decking damage, add excess weight, and void manufacturer warranties. We'll tell you honestly what makes sense for your specific situation.

Do you offer financing?+

Contact us to discuss payment options. We work with homeowners to make necessary roof replacements accessible. Call {CAPE_PHONE} for details.

Ready for a Free Roof Inspection?

Serving Cape Girardeau, Sikeston, Jackson, Poplar Bluff and all of Southeast Missouri. No obligation. No pressure.

Cape Girardeau📞 (573) 587-1013
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